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dc.contributor.authorBuckland, Jerry
dc.contributor.authorMartin, Thibault
dc.contributor.authorBarbour, Nancy
dc.contributor.authorCurran, Amelia
dc.contributor.authorMcDonald, Rana
dc.date.accessioned2011-06-01T19:55:34Z
dc.date.available2011-06-01T19:55:34Z
dc.identifier.urihttp://hdl.handle.net/10680/328
dc.description.abstractThis report documents research undertaken... to examine the rise of fringe financial services in Winnipeg's North End. Fringe financial services include a variety of financial services such as loans and cheque-cashing that are offered by fringe banks. Although fringe banks are becoming more common today they generally operate on the margin of the mainstream banking and credit union system in Canada. Fringe banks include pawnshops, cheque-cashing firms, payday lenders, rent-to-own firms, tax refund advancers, finance companies and 'white-label' automatic teller machine providers. This report explores client experiences with fringe banks, it examines the issue of fringe bank legitimacy and it develops a model and provides a preliminary feasibility assessment of an alternative model to fringe banks for low- income people.en_US
dc.languageen
dc.rightsinfo:eu-repo/semantics/openAccess
dc.subjectFringe Financial Servicesen_US
dc.subjectNorth End of Winnipegen_US
dc.subjectPovertyen_US
dc.subjectCommunity Economic Developmenten_US
dc.subjectLow-Incomeen_US
dc.titleThe Rise of the Fringe Financial Services in Winnipeg's North End: Client Experiences, Firm Legitimacy and Community-Based Alternativesen_US
dc.typeArticleen_US


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